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AUTO LEASE/BUY ANALYSIS

LEASE ANSWER SHEET

DEALER AND VEHICLE DATA

DEALER XYZ DEALER SALESMAN Any Salesman DATE 01/01/2001
MAKE Car MODEL Buggy YEAR 2000
SERIAL/VIN #

ABC 123456789Z

DEALER #

ZX13456

LEASE ANALYSIS

STICKER PRICE PLUS FEES (Delivered Price before Discounts) $18,601.00 
DEALER DISCOUNTS 500.00 
MANUFACTURER'S DISCOUNTS (Rebates, etc.) 500.00 
GROSS SALES PRICE (Adjusted Delivered Price) $17,601.00 
TRADE-IN (Cap Cost Reduction) 0.00 
DOWN PAYMENT (Cap Cost Reduction) 2,100.00 
NET PRICE (Lease or Loan before Sales Tax) $15,501.00 
SALES TAX

7.00

 %  1,085.07 
LEASE PRICE (Lease or Loan after Sales Tax) $16,586.07 
LESS SALES TAX (If you don't finance sales tax) 1,085.07 
NET LEASE PRICE (Final Lease or Loan Amount) $15,501.00 
TERM OF LEASE

2

 YEARS  
QUOTED INTEREST RATE/YR.

9.00

 (-) Overchg.  
CALCULATED INTEREST RATE/YR.

11.23

 -2.23%  
QUOTED PAYMENT/MONTH

$305.00

   
CALCULATED PAYMENT/MONTH

$279.69

 -$25.31  

COMPARISON (Quoted to Actual)

(Quoted by Dealer) (Actual - Calculated from Dealer Info) QUOTED ACTUAL
GUARANTEED PURCHASE OPTION PRICE $11,221.00 $11,221.00
* TRADE-IN/DOWN PAYMENT (CAP COST REDUCTION) 2,100.00 2,100.00
* TOTAL MONTHLY LEASE PAYMENTS 7,320.00 6,712.52
TOTAL COST TO LEASE $20,641.00 $20,033.52
LESS: GROSS SELLING PRICE $17,601.00 $17,601.00
INTEREST PAID DURING LEASE $3,040.00 $2,432.52
 
TOTAL LEASE PAYMENTS $7,320.00 $6,712.52
TOTAL INTEREST PAID 3,040.00 2,432.52
TOTAL PRINCIPAL PAID DURING LEASE $4,280.00 $4,280.00
 
BEGINNING NET LEASE PRICE $15,501.00 $15,501.00
LESS: PRINCIPAL REDUCTION $4,280.00 $4,280.00
ESTIMATED RESIDUAL VALUE AT END OF LEASE $11,221.00 $11,221.00
 
ESTIMATED VALUE AT END OF LEASE

62.34

 % $11,221.00 $11,221.00
GUARANTEED PURCHASE OPTION PRICE

62.34

 % $11,221.00 $11,221.00
* POSSIBLE EQUITY AT END OF LEASE 0.00 0.00
* LOST INTEREST ON SECURITY DEPOSIT $36.73 $36.73
COST TO LEASE (Down Payment + Lease Payments + Equity + Lost Interest) $9,456.73 $8,849.25
COST TO LEASE/MILE

15,000

 Miles/Yr. $0.315 $0.295

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